Pensionization
Investors are worried about retirement income not lasting. Those close to or in retirement are particularily anxious because current or anticipated withdrawals from volatile investments can significantly impact portfolio size and potential future growth.
A cash wedge, see link below, can help protect retirement savings as investment gains are turned into cash and earmarked for withdrawal instead of selling potentially depressed investments to meet income needs. The links below contain information on all aspects of making retirement income last.
- Introduction To Product Allocation
- Retirement Sustainability Quotient (RSQ) Ranges
- Cash Wedge
- Income Case Study
- Asset Allocation
- Risk Tolerance Questionnaire
- Retirement Income Sustainability Quotient Tool
- Retirement Planning 101
- Calculators & Planners
- Tax Calculator
Note: Tax Calculator quickly estimates your year end tax balance based on your employment and investment income, RRSP contributions, and the amount of taxes paid. The calculator will show your tax savings when you vary the RRSP contribution amounts.
Consult A Professional . . . it pays tpozdin@dundeewealth.com